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Archive for the ‘Rants and Raves’ Category

CASH IS KING!

My first rant on my blog….and I got out of bed for this one….

You know the commercials where everyone is shopping, dancing, paying via debit/credit card…all is going smoothly until someone decides to pay with cash and ruins the beautiful rhythm of things…?   Ahhh!….These commercials drive me insane…the very idea that CASH is somehow “inconvenient” …..i would not be so agitated if checks were the target of these commercials…after all…isn’t that what debit cards are intended to replace…!?!?!  (Not that I have a problem with checks….besides the fact that they ‘can’ bounce…and maybe take an extra ‘moment’ to write….they are a dependable form of payment!) 

What makes my blood boil more than anything…is that Visa would like us to believe that retailers would PREFER for us to use a debit or credit card.  I’ve been associated with some manner of retail for most of my life….and let me say…we have always gladly accepted ‘any’ form of payment…… but do you know why Visa doesn’t like cash or checks?  Yep..you got it ….they don’t make any money off of them…but they do get a little change in there pocket ‘every’ time your debit/credit card is swiped and make a small percentage of every dollar you spend….not to mention the billions they reap in finance charges.

Don’t get me wrong…I have debit/credit cards…i use them quite frequently…they are very convenient….I just greatly resent that commercials are out there…insinuating….no no…proclaiming… that cash is somehow not as good as plastic, takes too much time, and is “inconvenient”!!! Debit cards are okay.  Credit cards are okay.  Checks are okay.  But….I am of the Dave Ramsey school of thought…CASH IS KING!

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